Smart Start Bundle
The Smart Start Bundle is the ultimate account package for the 25-and-under crowd. With the products and services you need (plus a few other perks), getting started in the real world is pretty simple. Ask for the Smart Start Bundle – available only at ORNL Federal Credit Union!
The Top 10 Features of the Smart Start Bundle:
- ATM Fee Forgiveness
- Start Smart Savings Account
- Oops! Refunds
- FREE Online Banking
- FREE Web Bill Pay
- FREE ChequeMateTM Check Card
- FREE eStatements
- FREE Direct Deposit
- FREE Checking Account
- No Minimum Balance Requirements
Watch this short video to see how easy it is to open a Smart Start Bundle online!
ATM Fee Forgiveness
You’ve got things to do and sometimes we can’t be there – that’s why we’ll refund up to $25 per month in fees incurred at out-of-network ATMs. And you don’t even have to ask for your money back.
Smart Start Savings Account
We know that saving money isn’t on the top of your list these days but our reverse-tiered account may be just what you need to get started in that direction. Earn extra dividends on balances up to $1,000, with anything over earning the credit union’s regular savings rate – an awesome way to see how easy it is to stash a little cash.
Oops! Refunds
Oops! happens and when it does, we’ve got your back. Once per quarter, you can choose any fee of up to $35 to be refunded to your account. Use your Oops! refund up to four times per year and save! Hmmm, maybe stash it in your Smart Savings Account?
FREE Online Banking
24/7 access when and where you need it. Check balances, view recent transactions, transfer funds within your accounts, and much more at your fingertips.
FREE Web Bill Pay
Paying bills with checks? Uh, really? With our FREE Web Bill Pay, set up payments from your computer and you’re done! Click and pay on your schedule!
ChequeMateTM VISA Check Card
You can use your ChequeMateTM VISA Check Card to make purchases or ATM withdrawals anywhere VISA is accepted. Since the funds are deducted from your ORNL FCU checking account, you never have to worry about access to your money when you need it. The best part? Free transactions at hundreds of in-network ATMs!
FREE eStatements
How often do you check your mailbox – unless you’re waiting on Grandma’s birthday card (with $$$!)? We can’t help with the money but we can give you one less piece of paper. Safe, secure and environmentally friendly, eStatements are delivered days faster – and to your Inbox!
FREE Direct Deposit
When it’s payday, you want your money then, right? With direct deposit, your account is automatically credited with your funds. Besides, you’ve got more important things to do than stand in line or sit in a drive thru.
FREE Checking Account
This checking account allows you to live Young & Free of minimum balance requirements and gives you free unlimited debit card and in-network ATM transactions.
No Minimum Balance Requirements
We treat you like you own the place because you do. Whether you have $5 or $500 in your account, you are a valued credit union member. Once a member, always a member, and that makes it even easier to access great loans and convenient service, whatever life throws at you.
Interested? Signing up is simple
If you are between 15 and 25 years of age, you can apply today.*
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Apply Online
Click here for complete, secure online account activation! - Come into a branch near you
See our complete list of locations to the right.
*Must be eligible for membership. Certain restrictions apply. Must sign up or enroll in eStatements, CyberBranch enrollment and debit card required to open account and receive features of the Smart Start Bundle. For more information, please visit any ORNL FCU Federal Credit Union branch or call 1-865-688-9555 (local) / 1-800-676-5328 (toll-free) to speak with a Member Service Officer.
